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PM Sharma Yogi Mandhan Yojana (PMSYMY)

PM Sharma Yogi Mandhan Yojana (PMSYMY)

Original price was: ₹200.00.Current price is: ₹99.00.

PM-SYM — Pradhan Mantri Shram Yogi Maandhan Yojana

A voluntary pension scheme for unorganised sector workers — contribute a small monthly amount now and receive an assured pension of ₹3,000/month after you turn 60. The Central Government matches your contribution equally.

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Description

Why join?

  • Guaranteed ₹3,000 per month after attaining age 60 (family pension available to spouse). EPF India

  • Very low monthly contribution (depends on your entry age) and 50:50 matching by the Central Government. Press Information Bureau+1

  • Designed for unorganised workers (street vendors, construction labour, domestic workers, rickshaw pullers, agricultural labour, artisans etc.). Ministry of Labour & Employment

Official contribution chart (worker / central govt / total per month)

Contribution depends on the age at entry (payable until you reach 60). Example (representative government chart):

Entry age (years) Worker monthly contribution (₹) Central Govt monthly contribution (₹) Total monthly (₹)
18 55 55 110
20 65 65 130
25 80 80 160
30 100 100 200
35 140 140 280
40 200 200 400

(Source: official PM-SYM scheme documents / Ministry of Labour & Employment.) Press Information Bureau+1

Recommended MNR e-Hub assistance fee (for your product listing)

  • MNR service fee (assistance with enrolment & documentation): ₹99 – ₹249 (choose ₹99 for online self-help guidance; ₹199–₹249 for in-shop, Aadhaar OTP assistance or bank auto-debit setup).

  • Government / scheme contribution: Paid by beneficiary as per the table above (not an MNR fee). The first contribution is usually collected in cash at enrolment; subsequent monthly payments are auto-debited from the subscriber’s bank/Jan Dhan account. The Economic Times+1

Who is eligible?

  • Unorganised sector workers aged 18–40 years at the time of joining.

  • Monthly income up to ₹15,000 (self-certified).

  • Not covered under EPF/ESIC/NPS and not an income-tax payer. Ministry of Labour & Employment

Documents required (what customers must bring / upload)

  • Aadhaar Card (Aadhaar number) — mandatory (used for demographic verification & OTP). Ministry of Labour & Employment

  • Savings bank account / Jan Dhan account details (account number + IFSC) for auto-debit. Ministry of Labour & Employment

  • Mobile number (preferably Aadhaar-linked) to receive OTP / UMID SMS. Ministry of Labour & Employment

  • Optional / helpful: nominee details, passport-size photo, proof of occupation (if available).

  • Note: If mobile is not Aadhaar-linked, additional verification steps may be required (this can delay enrolment). The Economic Times

How to apply — Step by step (we can do this for you)

Option A — MNR Assisted (recommended)

  1. Book: Click Book PM-SYM Help or visit our MNR e-Hub centre.

  2. Provide documents: Aadhaar, mobile number, bank passbook / cancelled cheque, nominee name.

  3. OTP & verification: We assist you to receive and enter Aadhaar OTP and verify details.

  4. Initial payment: Pay the first monthly contribution in cash at our centre (receipt issued).

  5. Auto-debit setup: We help set up the monthly auto-debit from your savings/Jan Dhan account.

  6. Confirmation: Receive registration acknowledgement and a unique UMID / reference via SMS. We’ll also give you a soft copy or printed acknowledgement. Common Services Centres+1

Option B — Self enrol (online / CSC)

  1. Visit your nearest CSC (Common Service Centre) or the official Maandhan portal.

  2. Provide Aadhaar, bank and mobile details; complete Aadhaar OTP verification.

  3. Pay the first contribution (cash at CSC) and choose auto-debit for future payments. Common Services Centres+1

Estimated processing time & what to expect

  • Registration & UMID: Usually immediate / same day after successful Aadhaar OTP and first payment (SMS acknowledgement). Ministry of Labour & Employment

  • If Aadhaar mismatch or mobile not linked: may take a few days while alternate verification or corrections are processed. The Economic Times

Common FAQs (short)

Q: Is there any govt fee to join?
A: No registration fee — the scheme is free. You only pay the monthly contribution (as per the chart). MNR charges a small service fee for assistance. EPF India

Q: When do I get pension payments?
A: Pension payments (₹3,000 per month) start after you attain the age of 60, provided you remain a subscriber or follow exit/withdrawal provisions. Family (spouse) gets 50% as family pension on death of subscriber. EPF India

Q: What if I stop contributing?
A: The scheme has flexible exit/withdrawal provisions (partial withdrawal, etc.). Details are in official scheme documents and vary by duration paid — MNR will guide you. EPF India

Q: Can husband and wife both join?
A: Yes — if both join, the family (combined) could receive up to ₹6,000/month (₹3,000 each) on attaining 60, subject to scheme rules. EPF India

MNR Service offering — what we do for you

  • Complete form filling, Aadhaar OTP assistance and bank auto-debit setup.

  • First contribution collection & receipt.

  • Provide UMID/acknowledgement soft copy and help with future updates or claims.

  • Help with Aadhaar mobile linking (if required) for an additional small fee.

Suggested button text: Book PM-SYM Enrolment Help (₹99 – ₹249)

Legal & compliance:

MNR e-Hub only assists with enrolment and submission to the official PM-SYM portal / CSC. Final registration, eligibility and pension benefits are governed by the Government of India and LIC (Pension Fund Manager). Timelines and approvals depend on govt verification (Aadhaar, bank details, nominee, etc.). For official details and full scheme rules refer to the Ministry of Labour & Employment / PM-SYM portal.

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